how do you justify that? >> i'm glad you asked that question because there's a lot of misconceptions in this area. ken may be able to add some to this, but i know that several research institutions have verified that this will not increase the costs of, um, the insurance payment costs for all of us. and, again, just on the use of taxpayer, that's actually not what the policy, it's not related to taxpayers, so it does not result in a net cost increase. thank you. >> will can i just ask you a question? >> yes, ma'am. >> are you against? >> right now i don't think it should have been created in the first place, but now that it's instituted, yes, we have to continue it. yes, ma'am. >> forcing you to pay for me in another five years when i can no longer walk upstairs, bathe myself -- >> um, well, do you want me to answer the question then? >> no, i mean, seriously. because, you know, we live in a society, we live in a community.